Reading an investment sheet
Term, return method, fees, liquidity, risk: how to read each section and spot what is missing.
Knowledge centre
The basics, without jargon.
Guidance to read a sheet, understand fees and recognise risks.
Target return vs guaranteed return
Why a target rate is not a promise, and how to recognise a real contractual commitment.
Fees: from gross to net
Entry, management and exit fees: their effect on the outcome, with a worked example.
Liquidity and horizon
Being able to exit at any time has a price. What a locked-in investment implies.
Dollar-cost averaging (DCA)
Investing a fixed amount at regular intervals: principle, limits and how to read historical results.
Spotting a scam
Promised gains, urgency, requests for a transfer or a recovery phrase: the warning signs.
Glossary
CapitalThe amount initially invested.
MaturityThe date on which a fixed-term investment ends.
Risk indicator (1–7)Summary scale: 1 = lowest risk, 7 = highest.
LiquidityWhether, and on what terms, you can get your money back before maturity.
Gross / net returnOutcome before / after fees (before tax).
DCAInvesting a fixed amount at regular intervals.
StablecoinA digital token targeting parity with a currency, without guarantee.
KYCMandatory identity check before any contractual relationship.