Investments · Simulation · Guidance

Your investments, seen more clearly.

Explore investment solutions presented with their terms, fees and risks, compare scenarios and talk to our team before making any decision.

Contact our team →Discover our investments

All investments involve risk, including the loss of capital. The information and simulations on this site are neither advice nor an offer.

PrincipleEvery published investment is verified first

Verified terms

Terms, fees and risks are published only after legal review.

Transparent simulators

Visible assumptions; no return presented as certain.

A team that listens

A conversation in French or English, with no commitment.

Regulated partner

Identity, status and role published once verified.

To be confirmed

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Market information, unrelated to MERIAPAY investments.

Our investments

Investments presented as they are.

Each sheet shows the term, return method, fees, liquidity and risk level — only once these have been verified.

See all investments

Simulator

What if the value moved by −20% or +20%?

Choose an amount, a period and a hypothetical change. The result is arithmetic, not a forecast.

Starting capital€10,000

Horizon5 years

Total hypothetical change+20 %

No fees are applied in this simulator: real fees depend on each investment and reduce the outcome.

Open the simulators

Initial amount€10,000.00

Hypothetical gain / loss+€2,000.00

Hypothetical final value€12,000.00

!Educational simulation, not linked to any product. A negative change can reach total loss of capital (−100%).

How it works

Four steps, at your own pace.

Discover the investments

Read the sheets: terms, fees, liquidity, risks and documents.

Simulate

Compare scenarios or, for an approved investment, its illustrative calculation.

Contact the team

Send your enquiry. Our team will contact you.

Checks and documents

Identity and suitability checks; contractual documents provided before any subscription.

To be confirmed

What we will never do

ask you for a transfer by phone or messaging, your password, your bank codes or a wallet recovery phrase.

Dollar-pegged token (stablecoin)

Last price—

12 months—

…

Explore the assets Historical DCA calculator

Educational content. Past performance is not a reliable indicator of future results. No purchase is possible on this site.

Knowledge centre

The basics, without jargon.

Basics · 6 min

Reading an investment sheet

Term, return method, fees, liquidity, risk: how to read each section and spot what is missing.

Basics · 5 min

Target return vs guaranteed return

Why a target rate is not a promise, and how to recognise a real contractual commitment.

Calculations · 7 min

Fees: from gross to net

Entry, management and exit fees: their effect on the outcome, with a worked example.

Risks

Before any decision, weigh the risks.

Capital lossThe value of an investment can fall; you may lose some or all of the capital invested.
No guaranteed returnA target rate or scenario is not a promise, unless a verified contractual commitment says so.
LiquiditySome investments allow no exit before maturity, or only with fees.
FeesFees reduce the net outcome; they are shown on each sheet once verified.
Counterparty and issuerThe failure of an issuer or provider may affect your investment.
Digital assetsVery high volatility, technical and regulatory risks: these assets can lose most of their value.

FAQ

What people often ask us.

Which investments do you offer?

Our offering is being finalised. Each investment will be published with its terms, fees, risks and documents, only after legal verification.

What is MERIAPAY's regulatory status?

This information will be published once verified.

Are returns guaranteed?

No, unless expressly stated in a verified contractual term on the investment sheet.

What are the fees?

Specific to each investment and shown on its sheet. Until all fees are known, no net result is displayed.

Can I subscribe online?

No. No subscription, contract or payment is made from this site.

How do I send an enquiry?

Complete the contact form and agree to the use of your data so we can respond. Our team will then contact you.

Are simulations forecasts?

No: they apply chosen assumptions or approved contractual parameters, for illustration only.

Let's talk about your plans.

A conversation with no commitment. Tell us about your plans in the contact form.

Contact our team →Simulate a scenario